Mike Phipps Mike Phipps has been a career banker for more than 30 years, more recently specialising in management rights and accommodation finance.Personal responsibility and the law of diminishing returns 7 years ago If you saw the recent 60 minutes feature on the post GFC failure of the CEC Group in North Qld…Bank security explained: a basic guide 7 years ago After my article in the latest Resort News (some said rant but no offence) regarding bank lending and personal responsibility,…The fine print – buyer beware 7 years ago I have written recently of the sometimes troubled relationship between banks, borrowers and regulators. Indeed, hardly a week goes by…Taking the next step: are you ready? 7 years ago Human ambition is an interesting thing. Even while confronting the terror and stress of a new role or business venture,…Loan conditions and refinancing: it’s not that hard 8 years ago In our last article, we talked about our view that we are moving into a tighter credit environment in which…